Savings & Social Development Bank (SSDB) was established according to special law in 1996 as an extension for Sudanese Savings Bank (SSB) [1974-1995], with the special objectives of providing finance to all small productive sectors to alleviate poverty, to stimulate the macro-economy by the contribution of these sectors and spread microfinance services (saving, insurance, and remittances) among the categories of these sectors. The bank practices all the banking activities and allocates their earnings to support its activities in the provision of microfinance services through a network of thirty two branches and six sub-branches distributed over several States in Sudan in conformity with the provisions of Islamic