Top List of Banks in Saudi Arabia

Saudi Arabia has become one of the fastest-growing economies globally, fuelled by an upsurge in oil prices and a government-sponsored program of economic and social reforms. The Saudi Arabian Monetary Agency (SAMA) is the central bank of Saudi Arabia. It is responsible for maintaining monetary stability and prudential supervision of the banking sector in Saudi Arabia.

Saudi bankers are well respected throughout the world. They have been at the forefront of many financial innovations, including credit cards, personal banking, checking account management, Islamic banking, export financing and venture capital. They also have a diversity of approaches to banking which reflects their country's diverse population. Here's a list of top banks in Saudi Arabia:

Saudi National Bank

Saudi National Bank is a primary financial services provider in Saudi Arabia. The bank, established in 1953, provides personal and commercial banking services to local businesses and individuals.

The bank offers retail banking services to individual customers, including savings and deposits, credit facilities such as credit cards and personal loans, and mortgage products. Its corporate banking services include commercial finance, cash management, working capital finance, and project finance.

Total Assets: 115.9 billion USD

Employees: 13,058

Branches: 502

Al Rajhi Bank

Established in 1957, Al Rajhi Bank is one of the world's largest Islamic banks. It has a network of more than 526 branches across Saudi Arabia. With total assets of over SR 384 billion (US$ 102 billion), the bank has approximately 11 million customers and employs around 13,077 people.

The bank offers a wide range of products and services through its retail, corporate and investment banking units. For individuals, these include current accounts, savings accounts, credit cards, debit cards, loans, mortgages and wealth management services.

Samba Bank

The bank is listed on Saudi Arabian Stock Exchange (Tadawul) and London Stock Exchange. It is one of the largest banks in Saudi Arabia, with more than 355 employees and total assets worth PKR 188.55bn. It has over 72 branches in Saudi Arabia and an extensive network of international offices in the US, UK and UAE.

Samba Bank offers a range of personal finance products such as savings accounts, current accounts, term deposits, fixed deposits, and credit cards. Individuals can apply for a personal loan both online and by visiting any of their branches across the country.

Riyad Bank

Established in 1957, Riyad Bank is a leading financial institution with a market share of over 17% and total assets of SAR 265 billion. With 5,973 employees, 237 branches and 2,542 ATMs serving more than 6 million customers. 

Riyad Bank offers a wide range of products and services to meet your needs, including personal finance, corporate banking, SME financing, asset management, and wealth management services for retail and institutional clients.

The Saudi British Bank

Saudi British Bank (SABB) was established on 19 January 1978 as a joint venture between HSBC and local partners. The bank is listed on the Saudi Stock Exchange and the Kuwait Stock Exchange. SABB is a full-service commercial bank providing products and services to personal, corporate, government, and institutional customers in Saudi Arabia. It currently has 81 branches nationwide, including two dedicated women’s branches in Riyadh. The bank serves its customers through a network of 96 ATMs and offers Internet banking services.

Total assets: SAR 271.56 billion (end of 2021)

Employees: 5000+ (end of 2021)

Banque Saudi Fransi

Banque Saudi Fransi (BSF) is one of the largest banks in Saudi Arabia. BSF is a public joint-stock company and was recognised as the Best Bank in Saudi Arabia by Euromoney for 2008, 2009, 2010, and 2011.

BSF provides consumers and businesses with a wide range of financial services: commercial banking, investment banking, private banking, and brokerage services. The bank operates more than 120 branches in the Kingdom's major cities.

Total assets: SAR 178 billion (2019)

Employees: 3,027 (2019)

Arab National Bank

Arab National Bank (ANB), with total assets of USD 36.8 billion as of December 31, 2013, is the largest listed bank in Saudi Arabia. ANB was established in 1979 as a Saudi joint-stock company with a capital of 1 billion Saudi Riyals. ANB has continually expanded its branch network and range of products and services offered to customers throughout its existence.

ANB has also become one of the leading banks in the Kingdom through an innovative range of banking products and services designed to meet the personal and business needs of an increasingly sophisticated customer base.

ANB employs over 3,770 people working across its network of more than 140 branches all over major cities and regions in the Kingdom.

Alawwal Bank

Alawwal Bank is Saudi Arabia's first bank and one of the Middle East's leading financial institutions. It was established in 1926 in the Hijaz as The Netherlands Trading Society (NTS) before adopting its current name in 1999. The bank has total assets of 28 billion and an employee base of around 2,600 at the end of 2018.

Alawwal branches across major Saudi Arabia cities and offers a wide range of Shari'a-compliant banking solutions to individuals and corporate clients. Its services include retail and commercial banking, investment banking, asset management, wealth management, brokerage services, and private banking.

Alinma Bank

Alinma Bank is a Saudi Arabian bank established in 2006. It is a joint-stock company, and its shares are listed on the Tadawul Stock Exchange. The Bank focuses on retail banking products and services, such as personal lending and savings, current accounts and credit cards.

The Bank offers services for corporate customers: trade finance, treasury, asset management, cash management, Islamic finance and investment banking. It also provides online banking for individuals and businesses. Alinma Bank operates a network of branches across Saudi Arabia.

Total assets: SAR 131 billion (2019)

Employees: 2,658 (2019)

Saudi Investment Bank

Saudi Investment Bank (SAIB) is a Saudi Arabian joint stock company and one of the leading banks in the country. Established in 1978, SAIB offers a comprehensive range of banking services, including personal and corporate banking, investment banking and asset management. The bank has more than 52 branches throughout Saudi Arabia and international offices in London and Bahrain.

Total Assets: SAR 100 billion (2019)

Employees: 1,492

Emirates NBD

Emirates NBD is a leading bank in Saudi Arabia. It provides a full range of products and services to retail, corporate and institutional clients in Saudi Arabia and internationally.

Emirates NBD is a joint-stock company established by the provisions of the Commercial Companies Law as amended in Saudi Arabia. Emirates NBD is one of the largest banking groups in Saudi Arabia, with total assets of 218.8 billion USD. The Group has an international presence through its subsidiaries, associates, and branches in the UAE, Egypt, India, Singapore, the UK, and China. Emirates NBD employs over 14,000 employees with 900 branches across the region.


Q: Which bank is best in Saudi?

A: Alinma Bank

Q: What are the benefits of Alinma Online?

A: Alinma Online provides a secure, 24/7 connection to your transactions and financial information. You can access real-time account balances, statements, and reports; conduct transfers between accounts, make inquiries; pay bills; check your credit card statement and do many other types of banking transactions.