10 Largest Banks in the UK: A Detailed Breakdown

Our list of the 10 largest banks in the UK should provide you with a detailed breakdown of what each bank has to offer and what they are best known for, including products, services, and customer relations.

This list is to help you find out which bank could be right for your needs. You can read on to see which bank is the BEST FOR YOU!



HSBC is one of the world’s largest banking and financial services organizations. This bank serves around 40 million customers through four global businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. Its network covers 65 countries and territories in Europe, Asia, the Middle East, Africa, North America, and Latin America.


HSBC UK is the UK’s leading international bank with around 7 million customers, 594 branches – more than any other bank – and 1,500 cash machines.

It offers a huge range of financial products including current accounts, savings options, mortgages, and credit cards. It also has specialist teams that serve businesses ranging from small enterprises to large multinationals as well as private clients.

Total Assets: £2.257 trillion GBP 

Headquarters: London, United Kingdom
CEO: Noel Quinn (Aug 2019–)
Revenue: 49.55 billion USD (2021)
Founder: Thomas Sutherland
Founded: 3 March 1865, Hong Kong



Barclays is the second-largest bank in the UK, with total assets of 1.2 trillion GBP, and the second-largest in Europe. The bank operates a large network of 1,600 branches across the UK and has more than 48 million customers worldwide. In addition to retail banking and wealth management, Barclays provides investment banking services to large corporations, governments, and financial institutions across the world. Founded in 1996 by James Barclay, Thomas Gould, and John Freame in London, Barclays’ history dates back to 1690 when it began as a goldsmith business. The bank has more than 130,000 employees around the globe.


Total Assets: £1.384 trillion GBP

CEO: C. S. Venkatakrishnan (1 Nov 2021–)

Headquarters: London, United Kingdom

Revenue: 21.94 billion GBP (2021)

Founded: 20 July 1896, City of London, United Kingdom

Number of employees: 83,500 (2021)


Lloyds Banking Group

Lloyds Banking Group is a major British financial institution formed through the acquisition of HBOS by Lloyds TSB in 2009. The Group's history stems from its founding in 1695 by the Parliament of Scotland of the Bank of Scotland, which is the second oldest bank in the United Kingdom. The Group's headquarters is located at 25 Gresham Street in the City of London and its registered office is on The Mound in Edinburgh. Lloyds Banking Group's activities are organized into Retail Banking; Commercial; Life, Pensions & Insurance; and Wealth & International.


The group has around 30 million customers, over 2,000 branches, and employs approximately 65,000 people. It also has an extensive network of automated teller machines in the UK, with around 11,500 ATMs in total.


Total Assets: £886.5 billion GBP

Headquarters: London, United Kingdom

Revenue: 9.366 billion GBP (2021)

Number of employees: 58,000 (2022)

Founded: 19 January 2009

Natwest Group

NatWest, previously known as National Westminster Bank, offers current accounts, savings accounts, mortgages and loans, credit cards, and more. It has around 59200 employees serving 7.5 million personal customers and around 800,000 business customers in the UK. In March 2020, it was announced that RBS would be rebranded as NatWest.

The bank offers a range of personal banking products, including current accounts, savings accounts, and mortgages. It also offers commercial banking services to small businesses, large corporations, and public sector clients.

Total Assets: £781.992 billion GBP

Founded: 18 March 1968; 53 years ago

Headquarters:    London, United Kingdom

Key people:  Sir Howard Davies, Chairman & Alison Rose, Chief Executive

Standard Chartered

Standard Chartered PLC is a British multinational banking and financial services company headquartered in London, England. It operates a network of more than 1,200 branches and outlets (including subsidiaries, associates, and joint ventures) across more than 70 countries and employs around 87,000 people. It is a universal bank with operations in consumer, corporate and institutional banking, and treasury services. Despite its UK base, it does not conduct retail banking in the UK, and around 90% of its profits come from Asia, Africa, and the Middle East.

Total Assets: £631.5 billion GBP

Founded: 1969, London, United Kingdom

Revenue: 14.7 billion USD (2021)

Number of employees: 85,000 (2022)


Santander UK

Among the top 10 banks in the UK, Santander UK is the only one whose parent company is based outside of Britain. With branches in Europe, North and South America, and Asia, Santander UK is part of the larger Santander Group, which is headquartered in Spain. The bank officially became a subsidiary of the Santander Group in 2010 when it was still known as Abbey National. Since then, it has acquired other banking units to become the United Kingdom’s third-largest bank. It is headquartered in London and has four main business units: personal banking; corporate banking; retail banking; and private banking.

They serve customers all over the world, with more than 14,000 branches and 100 million customers across Europe and Latin America, with 598 branches in the UK alone.

Total Assets: £1.419 trillion GBP

Number of employees: 3,401 (2018)
Founded: 20 August 1957
Parent organizations: Santander Group, Santander Consumer Holding GmbH

Nationwide Building Society

Nationwide Building Society branches, ATMs, employees, and customers in the UK.  Nationwide Building Society is a British mutual financial institution, the seventh-largest cooperative financial institution, and the largest building society in the world with over fifteen million members. It has its headquarters in Swindon, with an office in Threadneedle Street, London, and administration centers based in Bournemouth, Northampton, and Dunfermline. For over a century, Nationwide Building Society has been helping members save money and make the most of their money when they spend it. From current accounts, savings, and investments to mortgages, credit cards, loans, and insurance. The society has around 16,000 employees. By assets, it is the largest building society in the United Kingdom as well as the second-largest mortgage lender (after Lloyds Banking Group) and savings provider in the UK (after Santander UK). The bank operates over 700 branches throughout England and Wales, with over 1,300 branches for its 9.4 million active customers.


Total Assets: £254.9 billion GBP

Headquarters: Swindon, United Kingdom

CEO: Joe Garner (5 Apr 2016–)

Founded: 1846

Number of employees: 18,333

Virgin Money

Virgin Money is a financial services brand used by three independent brand-license companies in the United Kingdom, South Africa, and Australia. The name originated with Virgin Group's financial services company Virgin Money, which was established in 1995 and sold to CYBG in 2018. Since then, the Virgin Money brand has been owned by Bancorp International Group (BIG) and licensed to its subsidiary companies.

Virgin Money UK

Virgin Money UK plc is a mortgage and personal finance business based in the UK with over 3 million customers. It was established in 1995 as part of the Virgin Group and launched its first direct bank account in 1999. In 2001, it acquired Northern Rock, which had been founded in 1865 as the Northern Rock Building Society before demutualizing and converting into a bank in 1997. It rebranded as Virgin Money on 6 January 2012. On 4 January 2018, CYBG plc announced that it had reached an agreement to acquire Virgin Money for £1.7 billion: the acquisition was completed on 12 October 2018.

Number of employees: 7,415 (2021)

Headquarters: Leeds, United Kingdom

Total assets: 89.1 billion GBP (2021)

Revenue: 1.489 billion GBP (2021)

Founded: February 2016

Net income: 474 million GBP (2021)


Investec is a specialist banking group that prides itself on offering financial expertise and knowledge to help clients achieve their goals. The business is made up of four main divisions - private banking, asset management, wealth and investment, and specialist banking.

It offers services to over 1000,000 private clients including individuals and businesses that are served by over 8,200 employees across the UK and South Africa.

The bank has recently been named the Best Performing Bank in South Africa for the second year running.

Total Assets: £57.74 billion GBP

Founded: Johannesburg 1974; 48 years ago

Headquarters: London, United Kingdom

Sandton, South Africa

Key people: Philip Hourquebie, Chairman Fani Titi, CEO

The Co-Operative Bank

The Co-operative Bank was founded in 1872 and has over 4 million customers with around 373 branches. It is one of the only high street banks to offer an ethical banking service, which means it does not invest in industries that are considered harmful to society or the environment.

It offers a range of current accounts for both individuals and businesses. The bank also offers savings products, mortgages, personal loans, insurance, and credit cards.

Its main operating base is Manchester but it also has offices in Plymouth, London, and Bristol. It employs around 2,890 staff.

Total Assets: £25.6 billion GBP

Founded:    8 November 1872

Headquarters:    1 Balloon Street, Manchester, UK

Key people    Nick Slape (Chief Executive Officer), Bob Dench (Chairman)

Metro Bank

Metro Bank, which was founded in 2010, is the UK's first new high street bank in over 150 years. The bank has a focus on customer service and its stores are open seven days per week and late into the evenings.

Metro Bank has 70 stores across London, the South East, and the South West of England. Although it does not have a traditional branch network, customers can access their cash at any ATM machine for no charge.

Metro Bank offers current accounts, savings accounts, business banking, and business savings accounts as well as mortgages.

Metro Bank also offers credit cards to personal customers and business owners (provided they are over 18). You can apply for a credit card online or in-store.


Total Assets: £21.65 billion GBP

Headquarters: London, United Kingdom

CEO: Dan Frumkin (19 Feb 2020–)

Founded: 29 July 2010

Revenue: 404.1 million GBP (2018)

Number of employees: 2,831 (2017)


Banking is a vital part of everyday life. Whether you’re buying a house, saving money, or just sending a friend some money, banks are often the go-to place for all of your financial needs.

People want to know which banks they can trust, and which ones they should stay away from.

The above list offers an overview of the biggest and most popular banks in the UK.

If you’re looking for a bank, then you should consider one on this list.

List of UK Banks

Abbey National plc

Abbey National Treasury Services plc

ABC International Bank plc

Access Bank UK Limited

Ahli United Bank (UK) plc

Airdrie Savings Bank

Allied Bank

Alpha Bank

AMC Bank Ltd

Anglo-Romanian Bank Ltd

ANZ Bank (Europe) Ltd

Banc of America Securities Ltd

Bank Leumi (UK) plc

Bank Mandiri (Europe) Ltd

Bank of Beirut (UK) Ltd

Bank of China (UK) Limited

Bank of London and The Middle East plc

Bank of New York Mellon (International) Limited

Bank of Philippine Islands (Europe), PLC

Bank of Scotland plc

Bank Saderat plc

Bank Sepah International plc

Barclays Bank plc

Bradford & Bingley plc

British Arab Commercial Bank Ltd

Broadcastle Bank ltd

Brown Shipley & Co. Ltd

Butterfield Bank (UK) Ltd

C Hoare & Co Investec Bank (UK) Ltd

CAF Bank Ltd

Capital One Bank (Europe) plc

Cater Allen Ltd

Charity Bank Ltd

Church House Trust plc

CIBC World Markets plc

Citi Financial Europe plc

Citibank International plc

Close Brothers Ltd

Clydesdale Bank plc

Consolidated Credits Bank Ltd

Conversbank (UK) Limited

Co-operative Bank plc, The

Coutts & Co

Credit Suisse International

Crown Agents Bank Ltd

DB UK Bank Limited

Dresdner Kleinwort Limited

Dunbar Bank plc

EFG Private Bank Ltd

Egg Bank plc

Europe Arab Bank Plc

European Finance House Ltd

European Islamic Investment Bank Plc

FBN Bank (UK) Ltd

FCE Bank plc

FIBI Bank (UK) plc

First Trust Bank

Gatehouse Bank plc

GE Capital Bank Ltd

Ghana International Bank plc

Goldman Sachs International Bank

Gulf International Bank (UK) Ltd

Habib Allied International Bank plc

Harrods Bank Ltd

Havin Bank Ltd


Heritable Bank Ltd

HFC Bank plc

HSBC Bank plc



Intercontinental Bank (UK) plc

Islamic Bank of Britain plc

Ivobank Limited

J P Morgan International Bank Ltd

Jordan International Bank plc

Julian Hodge Bank Ltd

Kaupthing Singer & Friedlander Limited

Kexim Bank (UK) Ltd

Kingdom Bank Ltd

Kleinwort Benson Private Bank

Kookmin Bank International Ltd

Liverpool Victoria Banking Services Ltd

Lloyds TSB Bank plc

London Scottish Bank plc

Macquarie Bank International Limited

MBNA Europe Bank Ltd

MediCapital Bank plc

Melli Bank plc

Methodist Chapel Aid Ltd

Mizuho International plc

Morgan Stanley Bank International Ltd

N M Rothschild & Sons Ltd

National Bank of Egypt International Ltd

National Bank of Kuwait (International) plc

National Westminster Bank plc

Nomura Bank International plc

Northern Bank Ltd

Northern Rock plc

Northern Trust Global Services Limited

Persia International Bank Ltd

Philippine National Bank (Europe) plc

R Raphael & Sons plc

Rathbone Investment Management Ltd

Reliance Bank Ltd

Royal Bank of Canada Europe Ltd

Royal Bank of Scotland plc, The

Ruffler Bank plc

Sainsbury’s Bank plc

Schroder & Co Ltd

Scotiabank Europe plc

Scottish Widows Bank plc

Secure Trust Bank plc

SG Hambros Bank Limited

Smith & Williamson Investment Management Ltd

Sonali Bank (UK) Ltd

Southsea Mortgage & Investment Co Ltd

Standard Bank Plc

Standard Chartered Bank

Standard Life Bank Ltd

State Street Bank Europe Ltd

Sumitomo Mitsui Banking Corporation Europe Ltd

TD Bank Europe Ltd

The Hampshire Trust plc

Turkish Bank (UK) Ltd

UBS Bank

Ulster Bank Ltd

Union Bank UK plc

United National Bank Ltd

United Trust Bank Ltd

Vanquis Bank Ltd

VTB Bank Europe Plc

Weatherbys Bank Ltd

Wesleyan Bank Limited

West Merchant Bank Ltd

Westpac Europe Limited

Whiteaway Laidlaw Bank Ltd

Zenith Bank (UK) Limited

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