S-Bank Plc (Finnish: S-Pankki Oyj, Swedish: S-Banken Abp) is the bank of the S-Group (Finnish: S-ryhmä), a Finnish retailing cooperative organisation. S-Bank is the first so-called supermarket bank in Finland. Changes in legislation about personal accounts at cooperatives made them uncompetitive, such that founding an entirely new bank was actually easier than keeping the personal accounts as cooperative funds. The cooperative did, and the bank continued to, offer a relatively high interest to deposited funds.