La Banque Postale is a state-owned French bank organised around 3 segments: retail banking, insurance, and asset management. It focuses on retail banking and provides a wide range of products and services including current and savings accounts, term accounts, securities accounts, automatic savings plans and Debit/ATM cards. Its lending portfolio includes consumer and mortgage loans, car, motorcycle, yacht, boat and camper loans, student loans, bridge loans as well as credit cards, gift cards and gift certificates.