Caixa Geral de Depósitos (CGD) (Portuguese pronunciation: [ˈkajʃɐ ʒɨˈɾaɫ dɨ dɨˈpɔzituʃ]) is a Portuguese state-owned banking corporation, and the second largest bank in Portugal. 1876 — Caixa Geral de Depósitos was founded under the aegis of the Junta de Crédito Público. 1880 — Caixa Económica Portuguesa was founded as a savings bank for Portugal's poorer classes. 1885 — The two Caixas merged. 1896 — CGD was spun off from the Junta de Crédito Público. This was followed by the creation of Caixa de Aposentações for wage earners and Monte de Piedade Nacional, a pawnbroking operation.