Banking in United States

Complete guide for expats and international transfers. Find the best banks, account requirements, and transfer options.

15 Banks Available English Support Expat Friendly
🏛️

Quick Facts

Best for Expats

Local Bank

Opening Time

5-15 business days

Min. Deposit

Varies

Wise Available

Yes

Top Expat-Friendly Banks

Am

American Express Bank

AETCUS55

Expat Rating
English Support Yes
Online Banking Available
View Details
Ba

Bank of America

BOFAUS3N

Expat Rating
English Support Yes
Online Banking Available
View Details
JP

JPMorgan Chase Bank

CHASUS33

Expat Rating
English Support Yes
Online Banking Available
View Details
Ci

Citibank

CITIUS33

Expat Rating
English Support Yes
Online Banking Available
View Details
Ch

Charles Schwab Bank

CSCHUS6S

Expat Rating
English Support Yes
Online Banking Available
View Details
Go

Goldman Sachs

GSCMUS33

Expat Rating
English Support Yes
Online Banking Available
View Details
Ca

Capital One

HIBKUS44

Expat Rating
English Support Yes
Online Banking Available
View Details
Tr

Truist Bank

IRVTUS3N

Expat Rating
English Support Yes
Online Banking Available
View Details
Ba

Bank of New York Mellon

MELNUS33

Expat Rating
English Support Yes
Online Banking Available
View Details

Send Money to United States

Compare transfer options and save money on international transfers. Get the real exchange rate and low fees with Wise.

Real exchange rate, no hidden fees
Fast transfers, usually within hours
Secure and regulated service

Example Transfer

Amount €1,000
Wise Fee €4.50
Bank Fee €25-45

You Save ~€25

Account Opening Requirements

Required Documents

  • Passport/ID
  • Proof of address
  • Visa/residence permit
  • Employment letter

Process Overview

Visit branch → Document verification → Account approval → Receive banking details

Expert Tips

  • Contact bank in advance
  • Bring all original documents
  • Consider international banks first