Banking in Netherlands

Complete guide for expats and international transfers. Find the best banks, account requirements, and transfer options.

0 Banks Available English Support Expat Friendly
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Quick Facts

Best for Expats

ING Bank

Opening Time

2-5 business days

Min. Deposit

€0-250

Wise Available

Yes

Top Expat-Friendly Banks

Send Money to Netherlands

Compare transfer options and save money on international transfers. Get the real exchange rate and low fees with Wise.

Real exchange rate, no hidden fees
Fast transfers, usually within hours
Secure and regulated service

Example Transfer

Amount €1,000
Wise Fee €4.50
Bank Fee €25-45

You Save ~€25

Account Opening Requirements

Required Documents

  • Passport/ID
  • BSN number
  • Proof of address
  • Employment contract

Process Overview

Make appointment → Visit branch → Document verification → Account setup

Expert Tips

  • Get BSN first from municipality
  • ING and ABN AMRO are expat-friendly
  • Some banks require Dutch phone number