Banking in Germany

Complete guide for expats and international transfers. Find the best banks, account requirements, and transfer options.

0 Banks Available English Support Expat Friendly
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Quick Facts

Best for Expats

Deutsche Bank

Opening Time

5-10 business days

Min. Deposit

€0-1,000

Wise Available

Yes

Top Expat-Friendly Banks

Send Money to Germany

Compare transfer options and save money on international transfers. Get the real exchange rate and low fees with Wise.

Real exchange rate, no hidden fees
Fast transfers, usually within hours
Secure and regulated service

Example Transfer

Amount €1,000
Wise Fee €4.50
Bank Fee €25-45

You Save ~€25

Account Opening Requirements

Required Documents

  • Passport/ID
  • Proof of address
  • Employment contract
  • Tax ID (Steuerliche Identifikationsnummer)

Process Overview

Visit branch with documents → Identity verification → Account approval → Receive cards

Expert Tips

  • Learn basic German phrases
  • Bring a German speaker if needed
  • Some banks offer English service